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This web site is provided by us, CNA Insurance
Company Limited. These terms of use govern your
use of this web site. It is important that you
read these terms and conditions carefully. By
using this web site you are deemed to have
accepted these terms and conditions. If you do
not accept these terms and conditions then
please do not use this site.
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must be over 18 years old and a resident in
Europe to use this site. |
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| We
may amend these terms of use from time to time,
and the revised version will be effective
immediately. |
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1. |
Code of conduct
If accessing any
part of our web site you agree: |
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not to use our web site in such a way that
disrupts, interferes with or restricts the
use of our web site by other third party
users; |
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to ensure that any materials uploaded,
displayed or transmitted by you through our
web site are not false, offensive,
defamatory, threatening, obscene, unlawful
and do not breach or infringe the rights of
any person anywhere in the world (including
without limitation intellectual property
rights); |
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not to reverse engineer, decompile, copy or
adapt any software or other code or scripts
forming part of our web site nor attempt to
transmit to or via our web site any
information that contains a virus, worm,
trojan horse, or other harmful or disruptive
component; and |
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not to change, modify, delete, interfere
with or misuse data contained on our web
site entered by or relating to any third
party user of our web site. |
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If accessing any part of
our web site that requires you to enter a
password you agree: |
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to ensure that any details with which you
supply to us to register for such access are
accurate and to let us know promptly if any
of the details which you have supplied to us
about you change; and |
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to keep any personal log-in password
provided by us to you confidential, and to
be responsible for any loss or damage
resulting from use of your password by any
third party. |
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We reserve the right to
terminate your access to password protected
areas of our web site should we consider
that your use of our web site is detrimental
to our web site or to other users. |
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2. |
Your use of the contents of this web site
You may download, view and print pages from
our web site for your own personal or
business use, provided that you do not
remove in whole or in part any trade marks,
copyright and other proprietary notices
contained in or appearing on any material
you download or print from our web site. |
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All other rights are reserved, and you
should ask our permission before making any
other use of the web site. |
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| 3. |
Disclaimer and limitation of liability
We
will use our reasonable endeavours to ensure
that the information on our web site is
accurate. However, you acknowledge that any
reliance on any information or other
material contained on our web site is
entirely at your own risk and all other
warranties, undertakings, conditions and
terms, express or implied, whether by common
law, statute, custom, trade usage, course of
dealings or otherwise (including without
limitation as to quality, fitness for
purpose, performance or suitability for
purpose) in respect of the web site are
hereby excluded to the fullest extent
permitted by law. |
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We have no control over
and are therefore unable to accept any
responsibility for the contents of any
information or material outside our web site
to which you may gain access from our web
site. |
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Nothing in these terms
of use shall exclude our liability to you
for fraudulent misrepresentation by us or
our employees or for death or personal
injury resulting from our negligence or that
of our employees. |
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Subject to the above,
you acknowledge that our liability to you
for direct loss under arising out of or in
connection with your use of our web site
shall be limited to £1000 for any one
incident or series of incidents. We shall,
however, in no circumstances be liable to
you under or in connection with your use of
our web site for any indirect, economic or
consequential loss whatsoever; loss of
revenue; loss of profits; loss of business;
loss of goodwill or reputation; loss of use;
any deletion, corruption, destruction, loss
or removal of data or any professional
charges. |
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We cannot guarantee that
our web site will always be available to
you, owing to the nature of the internet.
You should satisfy yourself that you have
appropriate protection against computer
viruses whilst using the internet, and that
your connection to our web site is secure.
We may also temporarily suspend availability
of the services available from this web site
in order to upgrade, repair or maintain any
aspects of the technological infrastructure
of the services. We will use all reasonable
endeavours to carry out such repair or
maintenance work with minimum disruption to
the services. |
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| 4. |
When notifying a claim
When using our on-line claims notification
service you are responsible in all respects
for the content of the material you submit
via the web site about your claim; and you
warrant, represent and undertake to us that
they shall be accurate, complete, true and
up to date. |
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In the event that your claim notification
contains information about the physical or
mental health of yourself or another person
you confirm that we have the necessary
authority to process that information for
the purposes of your claim. |
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You agree to indemnify us and keep us
indemnified against all loss, damage,
awards, claims, demands, proceedings, costs
or expenses that we may suffer or incur as a
result of any breach by you of this clause. |
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| 5. |
Rights of CNA
We reserve the right, to carry out such
verification of the information you provide
to us as we shall deem appropriate. |
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We own or are licensed to use all copyright
and other intellectual property rights in
the web site, including all intellectual
property rights in text, icons, images,
data, information, programming, scripting,
design, layout and all other elements of the
web site, the name CNA and our logo. |
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We are entitled to make changes to the
services which are necessary to comply with
any applicable security or other legislative
or regulatory requirements. |
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| 6. |
Data protection
By
registering to access secure areas on this
web site, you consent to us processing your
personal data in accordance with our Data
Protection and Privacy Statement available
here. |
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| 7. |
Contacting us
CNA Insurance Company Limited is a company
registered in England at .International
House, 1 St. Katharine's Way, London E1W 1UN If you have any
queries about these terms of use you should
contact us by emailing
termsofuse@cnaeurope.com. |
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| 8. |
Other agreements
The terms of any other agreement in writing
with CNA Insurance Company Limited,
including any insurance contract or cover
note shall, insofar as they conflict with
these terms of use, prevail. |
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| 9. |
Governing law
These terms of use shall be governed by and
construed and interpreted in accordance with
the laws of England and the parties submit
to the non-exclusive jurisdiction of the
courts of England in respect of any disputes
which may arising in relation to our Web
site. |
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